Give Us 30 Minutes And We’ll Show You How To Unlock Up To $200,000 In Extra Borrowing Capacity
We don’t just push one bank. We actively compare your borrowing capacity across multiple investor-friendly lenders to secure the strongest possible borrowing outcome.
Stop Letting One Bad Loan Destroy Your Investing Plans
Most property investors don’t get stuck because they chose the wrong property. They get stuck because their loan was structured like a standard home loan… not an investment strategy.
At first, everything feels fine. The loan’s approved. The rate looks good. You move on.
Then it’s time to buy again… your borrowing capacity has suddenly gone down the drain by $150k–$300k.
That’s where we come in. We work your numbers across multiple investor-friendly lenders and structure your loans properly. So today’s approval doesn’t limit tomorrow’s opportunities.
Instead of guessing or relying on one bank, you get clarity on how much you can actually borrow, which lenders suit your long-term plan, and how to keep your portfolio moving forward.
Join Aussies Turning 1 Investment Property Into 2… And Then 3…
Unlike larger brokerages where you become just another number, your strategy is personally overseen from start to finish.
Trusted By Hundreds Of Queenslanders
Meet Richard Luke
With over 30 years in finance and lending, Richard Luke leads Ausfirst Lending Group with one clear focus: helping Australians use their SMSF to build long-term wealth the right way.
Combining his background in business, financial planning, and lending, Richard brings clarity to what can often feel like a complex process. SMSF lending isn’t a side offering — it’s a specialty. Every strategy is structured carefully, compliantly, and with your retirement goals front of mind.
No handballs. No confusion. Richard personally oversees your journey from first conversation through to settlement, ensuring everything is clear, transparent, and aligned with your long-term plan.
Backed by an award-recognised team with 50+ years of combined experience, Ausfirst is trusted by trustees across Brisbane and the Sunshine Coast who want straight answers and structured outcomes.
Here’s How It Works…
This isn’t an automated rate quote and it’s not a generic pre-approval. It starts with a strategy conversation, where we understand your income, existing properties if any, equity, and where you actually want your portfolio to go.
We start by understanding your income, equity, existing properties, and where you want your portfolio to go — not just today’s purchase.
We assess your borrowing capacity across multiple investor-friendly lenders, not just the one a bank wants to sell you.
We identify which lenders suit your situation now and later, and get clear on the loan setup that keeps future purchases possible.
Everything is handled if and when you’re ready. No delays, no confusion — Richard oversees every step through to settlement.
Fill in your details and Richard will be in touch within 1 business day.
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