Your Journey Starts Here.
We are experts in taking the stress out of mortgage broking and lending.
Your journey to financial security starts here. With more than 50 years of combined experience, Ausfirst Lending Group offers custom lending solutions to meet your needs and help you reach your financial goals.
At Ausfirst Lending Group, we’re more than just mortgage brokers. Think of us as your local trusted advisors in Caloundra, like your accountant or solicitor. With decades of experience, our team is here to guide you through stress-free loan options that are tailored to fit your goals. We work with you every step of the way to ensure a smooth, transparent, and efficient process.
Whether you’re a first-time homebuyer, looking to refinance, or exploring investment opportunities, we’re committed to finding the best loan for your needs.
Buying a home, refinancing, or investing in property is more than just a financial transaction – it’s a life-changing journey. Our local mortgage brokers in Sunshine Coast understand that every client has their own specific needs, dreams, and circumstances.
That’s why we go beyond traditional mortgage broking, focusing on empowering you with the knowledge, tools, and options to make the best decisions for your financial well-being.
EXCELLENTBased on 35 reviewsTrustindex verifies that the original source of the review is Google.Todd Hughes2024-08-05I would describe Richard and Ausfirst Lending as friendly, insightful, prompt and diligent. A pleasure to deal with.Trustindex verifies that the original source of the review is Google.Baz Saad2024-07-25Deb and the team at Ausfirst lending are professional, patient, diligent and really work hard to find you the best deal to suit your circumstances Thank you Deb for all your hard work and your perseverance with us during a difficult time. Highly recommend them if you are looking for world class loan or refinancing in Brisbane.Trustindex verifies that the original source of the review is Google.TrueToneInc2024-07-23We have had a number of loans and refinances with Debbie as our broker and her service and attention to detail is second to none. Absolutley professional and a lovely person as well. Nick STrustindex verifies that the original source of the review is Google.boli dalziel2024-05-31After my car was written off of no doing of myself I was at a loss! Rich was recommend to me and he was my finance angel! He was amazing, patient and so understanding in a rather traumatic experience and nurtured me through a process that I had no experience with. Rich was patient, kind and no question was to hard. I know have a brand new car and feel amazing! Thank you Rich, I actually never thought it could happen but you made it happen for me.Trustindex verifies that the original source of the review is Google.Marius Inisconi2024-05-27Debbie and the team were amazing! Made the process seem super easy.Trustindex verifies that the original source of the review is Google.Sara Butler212024-05-26Thanks to Richard and Debbie and the team at Ausfirst Lending for their hard word to get our loan funded. They are the gurus of self employed loans. I highly recommend their services.Trustindex verifies that the original source of the review is Google.Johanna Telford2024-04-29I received very prompt responses to all of my questions and the team ensured that my application was processed in a timely manner. The service was brilliant!Trustindex verifies that the original source of the review is Google.Mary Pigram2024-02-20Am thoroughly impressed with the response rate, attention to pertinent specifics with regard to personal circumstances and 'open box' flexibility to look at various options. Debbie H is top calibre!Trustindex verifies that the original source of the review is Google.James2024-01-15Great service and easy to deal with :)Trustindex verifies that the original source of the review is Google.Rick2023-12-01Debbie Hays and the team at Ausfirst are an absolute pleasure to deal with. Debbie made the process of buying a new house frictionless, by providing excellent support throughout
We don’t just find you a loan that fits; we aim to get one that exceeds your expectations in terms of rates, options, and service.
We work with over 40 lenders, including big banks and non-bank lenders, so you have plenty of options to choose the right loan for you.
Our finance brokers in Caloundra QLD dedicated to guiding you throughout your home ownership journey, whether it’s securing your first home or expanding your investment portfolio. We provide ongoing support, including a 6-month review process to keep your loan competitive.
Every broker on our team has over 10 years of industry experience, ensuring expert advice every step of the way.
We tailor loan solutions to focus on your best interests, not the bank’s.
Our process is transparent and easy to understand, making the entire journey hassle-free.
Our aim is to find you a loan that not only meets your requirements, but exceeds your expectations in terms of rate, product and service
We believe in providing you with choice at AusFirst Lending Group.
We aim to support you in your dream of owning your own home or investment property.
Your mortgage broker could be the difference between owning your dream home—or losing it. A good broker isn’t just someone who finds you a loan—they’re your guide through the entire process, from pre-approval to settlement, and beyond. They listen to your financial needs, figure out exactly how much you can borrow, and help solve any issues that might come up along the way.
Experience is key. An inexperienced broker might miss vital details or misinterpret a lender’s policy, which could cost you your loan. A seasoned broker, however, knows the ins and outs of the system, understands how banks operate, and has the connections to keep things moving smoothly. At Ausfirst Lending Group, with over 50 years of combined experience and brokers who own properties themselves, we know exactly what it takes to get your loan approved.
But how do you find the right broker? Don’t just settle for the first one you find online. Check reviews on Google, Facebook, and Product Review to see what real clients are saying. Make sure the broker treats you as an individual and doesn’t offer a one-size-fits-all solution. They should explain things clearly and offer solutions tailored to your situation.
And don’t wait—start talking to a broker early. Getting guidance on how much you can borrow and resolving any financial issues ahead of time can save you from headaches later. The sooner you start, the smoother the process will be. Read More
We’ve made the loan process simple, so you can focus on your financial goals without stress. Here’s what to expect:
We take care of everything from start to finish, so you don’t have to worry—your mortgage is in safe hands.
Choosing the right Brisbane home loan can feel overwhelming, but it doesn’t have to be. With access to over 40 lenders and live data pulled straight from the banks, we make it easy for you to compare loans and get the most up-to-date options—whether you’re buying your first home or looking to invest.
We handle everything—from comparing rates, calculating repayments, and considering extra features like offset accounts to help you save more. Your financial goals are our priority, and we’ll help you cut down on fees, reduce Lenders Mortgage Insurance (LMI), and secure the best deal that fits your needs—stress-free.
The Brisbane property market is a wild ride—are you ready for it? With the right strategy, you can navigate it confidently. From the inner city to the outer suburbs, it’s essential to know where to invest. Avoid areas that require large deposits of up to 30% by seeking expert mortgage advice.
Don’t be swayed by media hype about market crashes or booms—most of it misses the real picture. While prices may change, the key to success lies in identifying which suburbs hold true value. We’ll ensure your bank’s property valuation aligns with your purchase price and help you secure features like offset accounts to save on fees and pay off your loan faster. With expert advice, you’ll be ready to make smart, informed decisions in any market condition.
Don’t let a small deposit stop you from owning a home. Lenders Mortgage Insurance (LMI) can be a major cost, but there are smart ways to reduce or even avoid it altogether. By increasing your deposit or lowering your Loan to Value Ratio (LVR), or using a family guarantor, you can keep your LMI in check and save thousands.
If a 20% deposit isn’t realistic, don’t worry. Brisbane lenders may accept as little as 5%, but you’ll need to prepare for LMI. That’s where strategies like family guarantor loans come in, allowing you to bypass LMI by using a relative’s property as security. Plus, government grants and first-home buyer schemes can help boost your deposit faster than you think.
We’ll guide you through all these options to help you minimise LMI costs and get into your new home sooner, even with a low deposit.
Your credit cards and lender policies could quietly sabotage your home loan approval if you’re not careful. Lenders don’t just focus on your home loan—they assess all your credit, including high-limit cards you may barely use. Ignoring credit problems or tricky lender rules can cause delays or even get your application denied.
Managing credit limits, paying on time, and eliminating unnecessary cards is crucial. At the same time, understanding each lender’s unique policies is key to navigating the approval process. Our in-house credit experts ensure your application is airtight so hidden credit problems don’t stand in your way.
Managing multiple properties or buying before selling? These situations can drain your cash flow if not handled strategically. Refinancing your property portfolio can lower your rates, free up cash for new investments, or consolidate your loans for better terms. And if you’re buying before selling, a bridging loan helps you close the gap—allowing you to secure your next property without waiting for your current one to sell.
We’ll assess your entire portfolio, streamline your loans, and make sure you’re not overpaying in interest. Whether you’re refinancing for growth or navigating a bridging loan, we ensure a smooth, affordable process that keeps your investments on track.
Being self-employed shouldn’t keep you from owning a home. But, it does make things trickier. Lenders want to see consistent income, and the key is showing them you’re stable—even if your paychecks vary.
We’ll help you package your income in a way that appeals to lenders. From gathering tax returns to proving your income, we’ll guide you through the process and find lenders who understand the challenges of freelancing in Brisbane.
Low property valuations and credit scores can cause unexpected problems. If the bank values your property lower than expected, it can stop your application. That’s why we offer free upfront valuations with many lenders, so we can spot potential issues early and fix them before they become problems.
Your credit score matters, too. Every loan application triggers a credit inquiry, and too many inquiries can hurt your score. We make sure your loan application is rock solid before submitting it, protecting your credit score and speeding up approval.
Discover our wide array of services aimed at helping you reach your financial goals.
Backed by extensive experience in the mortgage sector, we provide a one-stop solution for all your home loan requirements. Whether you're refinancing or seeking investment loans, our team is dedicated to offering personalised guidance and expert insights.
Learn More →Get started on your homeownership journey with our first home loan options, crafted to help you secure your dream home.
View MoreExplore our investment loan solutions designed to help you build and grow your property portfolio.
View MoreLeverage the equity in your home to unlock funds for renovation, investment, or other financial needs.
View MoreUtilise your self-managed super fund to invest in property with our specialised SMSF loan options.
View MoreSecure funding for your trust's investment needs with our trust loan solutions, tailored for optimal outcomes.
View MoreReview and enhance your current mortgage terms with our refinancing options, designed to save you money.
View MoreMortgage brokers give you access to many different lenders and loan options, which means more choices than going to a single bank. They find the best loan for you, often securing better rates and saving you time by doing all the hard work.
We start with an initial chat to understand your needs, compare loans from 40+ lenders, help with your application, and guide you through settlement.
Brisbane’s mortgage brokers take care of the complex paperwork, compare multiple lenders for you, and liaise with solicitors and real estate agents. This saves you time and cuts down the stress of managing the loan process.
Unlike others, we’re not just about getting you a loan—we offer ongoing support, including regular rate reviews, and always act in your best interest.
It's easy! Just contact us through our website or give us a call to book your free consultation.
No problem! We can still compare your options to make sure you're getting the best deal possible.
Pre-approvals can take anywhere from a few days to a week, depending on your situation.
Don’t worry. We’ll work quickly to secure your finances and make sure everything goes smoothly.
Our service is free for clients. Lenders pay us a commission, so you don’t have to worry about extra fees.
Brokers can connect you to more lenders, giving you more choices than if you went to just one bank.
Fees, flexibility, and loan features are equally important in finding the right loan for you.
The full process can take 2-4 weeks from application to approval, but it can vary based on your situation.
Memberships
Business Information
Ausfirst Lending Group Australian Credit Licence Number: 387366 | ABN: 68 845 798 048
Finsurance Pty Ltd t/a Ausfirst Lending Group credit representative number 414391. Finsurance Pty Ltd is a credit representative of Oshawa Pty Ltd Australian Credit Licence number 387366. AFCA 42404
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
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