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CONTACT AUSFIRST LENDING GROUP

Let’s explore what’s possible for you.

Hi, I’m Richard from Ausfirst Lending Group.

Leave your details below and I’ll be in touch to arrange a no-pressure consultation, understand your goals and talk through your lending options.

Loans made simple—with personal guidance from people who care.

    Richard Luke, founder of Ausfirst Lending Group
    30+years in
    lending.
    Richard LukeFounder · Ausfirst Lending Group

    You’re looked after by someone who treats your financial success as his own, from first chat through to settlement.

    40+ lendersBrisbane & Sunshine Coast2024 Business Awards finalist
    40+Lenders on our panel
    50+ yearsCombined lending experience
    $0Broker fee for home loans
    6-monthLoan reviews

    CONTACT US TODAY

    Call, email
    or drop in.

    Fill out the form, send an email or call to speak with our team.

    Phone

    07 3916 7070

    CALL NOW

    Email

    info@ausfirstlending.com.au

    SEND AN EMAIL

    Office

    Suite 3/74 Bulcock St, Caloundra QLD 4551

    GET DIRECTIONS

    Areas we serve

    Brisbane to the Sunshine Coast, and by phone or Zoom Australia-wide.

    MON–FRI, 9 AM–5 PM

    WHY USE AUSFIRST LENDING

    A big decision,
    made simpler.

    Refinancing, downsizing, investing or buying your first home, there’s a lot to weigh up. We know the lending market and find a competitive loan that suits your needs and lifestyle.

    01

    Quality

    A competitive loan, with service that exceeds your expectations.

    02

    Choice

    Over 40 lenders, from big banks to non-banks, compared for you.

    03

    Support

    From first home to investment property, with six-monthly loan reviews.

    VISIT OUR OFFICE

    Sit down with us
    in Caloundra.

    Prefer to talk in person? We’re in the heart of Caloundra and happy to meet for an obligation-free chat, or by phone or Zoom.

    Ausfirst Lending Group

    Suite 3/74 Bulcock Street
    Caloundra QLD 4551
    • Monday–Friday9 am–5 pm
    • WeekendsBy appointment
    • Phone07 3916 7070
    Get directions

    WHAT OUR CLIENTS SAY

    Good people.
    Great support.

    ExcellentBased on 35 Google reviews
    Google review
    “I would describe Richard and Ausfirst Lending as friendly, insightful, prompt and diligent. A pleasure to deal with.”
    THTodd Hughes
    Google review
    “Debbie made the process of buying a new house frictionless, by providing excellent support throughout”
    RRick
    Google review
    “I received very prompt responses to all of my questions and the team ensured that my application was processed in a timely manner. The service was brilliant!”
    JTJohanna Telford

    Excerpts from client reviews displayed on Ausfirst’s website. These reflect individual experiences.

    BEFORE YOU GET IN TOUCH

    Contact questions.
    Quick answers.

    Anything else, just ask in the form above.

    Send an enquiry
    How quickly will you respond?

    Usually within one business day. Richard or the team will call or email to arrange a time that suits you.

    Does a consultation cost anything?

    No. For most home loans our service is free, as lenders pay us a commission on settlement. We disclose any fees before you proceed.

    Do I need to come into the office?

    No. We meet by phone, Zoom or in person in Caloundra, whichever suits you.

    What should I have ready?

    Nothing for the first chat. Later we’ll ask for ID, income documents and statements, and tell you exactly what your lender needs.

    Start your journey.

    Your next home, a refinance or an investment. A quick, obligation-free chat is the best place to start.

    Browse all Ausfirst loan solutions

    Home ownership & property

    Second Home LoansFinance your next home with lending tailored to your circumstances.Home Equity LoanExplore using existing equity for renovation or other property plans.RefinancingReview your current loan, costs and features as your needs change.Changing Home LoansCompare options when your existing loan no longer suits.Bridging LoansDiscuss short-term funding between a purchase and a sale.Renovation LoansExplore funding for improvements to your property.Green Home LoansConsider lending for eligible energy-efficient homes and upgrades.Commercial Property LoansDiscuss finance for commercial property purchases.Construction LoansUnderstand progressive payments for a new build.

    Investment & specialised lending

    Investment LoansCompare lending for a rental property or growing portfolio.SMSF LoansDiscuss specialist property finance through a self-managed super fund.Trust LoansExplore borrowing through a trust structure with appropriate advisers.Sophisticated Investor LoansConsider lending for more complex investment circumstances.Rentvesting StrategiesExplore buying an investment while renting where you want to live.Holiday Home LoansDiscuss finance for a holiday property.Low-Deposit Home LoansExplore smaller deposit options and their costs.100% Offset Home LoansCompare offset features and fees.LMI Waived LoansCheck lender waiver policies and eligibility.Family Guarantee LoansUnderstand the potential benefits and responsibilities of a guarantee.

    Loans for your profession

    DoctorsDiscuss hospital, private practice or business income.NursesExplore lending that takes your employment and income structure into account.ChiropractorsTalk through income from salaried work or a clinic.DentistsDiscuss practice ownership and other income considerations.OptometristsExplore options for salaried and practice-owning professionals.PharmacistsDiscuss retail, hospital or business income.PhysiotherapistsExplore finance for salaried and private practice income.PsychologistsDiscuss income from a practice or multidisciplinary clinic.TeachersCompare options for your employment and lending needs.LawyersConsider lending suited to your career and income structure.Police OfficersDiscuss salary and allowance assessment.TradiesExplore contractor and variable income considerations.Self-EmployedDiscuss documents for business owners and freelancers.AccountantsTalk through business, salary and other income sources.EngineersConsider lending for salaried or contract-based roles.

    Memberships