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Mortgage Broking • Australia-wide

Your Home Loan. Our Expertise.

Tailored mortgage solutions with guidance at every step. We compare a wide panel of lenders to help you move sooner—stress-free.
Personalised advice
Access to many lenders
No-obligation chat
Ongoing support

Meet Queensland's Trusted Finance Brokers From Ausfirst Lending Group

Mortgage broker in Caloundra Queensland

Located in Caloundra we help clients from Brisbane to the Sunshine Coast.

Your journey to financial security starts here. With more than 50 years of combined experience, Ausfirst Lending Group offers expert mortgage broking services to help you secure the best home loan for your specific needs.

Whether you’re a first home buyer, an investor, or looking to refinance for a better rate, we provide expert advice and competitive rates to guide you through every single step of the lending process.

We’re more than just mortgage brokers—think of us as your local trusted advisors in Caloundra, like your accountant or solicitor. We compare options from banks, other lenders, and credit providers to find the most suitable home loan products for your financial situation.

Award-Winning Brokers With 50+ Years Of Accumulated Knowledge & Lending Experience

Meet Queensland's Trusted Finance Brokers From Ausfirst Lending Group

Your journey to financial security starts here. With more than 50 years of combined experience, Ausfirst Lending Group offers expert mortgage broking services to help you secure the best home loan for your specific needs.

Whether you’re a first home buyer, an investor, or looking to refinance for a better rate, we provide expert advice and competitive rates to guide you through every single step of the lending process.

We’re more than just mortgage brokers—think of us as your local trusted advisors in Caloundra, like your accountant or solicitor. We compare options from banks, other lenders, and credit providers to find the most suitable home loan products for your financial situation.

What Our Clients Say

Quality

We don’t just find you a loan that fits; we aim to get one that exceeds your expectations in terms of rates, options, and service.

Choice

We work with over 40 lenders, including big banks and non-bank lenders, so you have plenty of options to choose the right loan for you.

Support

Our finance brokers in Caloundra QLD dedicated to guiding you throughout your home ownership journey, whether it’s securing your first home or expanding your investment portfolio. We provide ongoing support, including a 6-month review process to keep your loan competitive.

Experienced Brokers

Every broker on our team has over 10 years of industry experience, ensuring expert advice every step of the way.

Personalised Approach

We tailor loan solutions to focus on your best interests, not the bank’s.

Simple Process

Our process is transparent and easy to understand, making the entire journey hassle-free.

The Right Mortgage Broker Can Make All the Difference

Your mortgage broker could be the difference between owning your dream home—or losing it. A good broker isn’t just someone who finds you a loan—they’re your guide through the entire process, from pre-approval to settlement, and beyond. They listen to your financial needs, figure out exactly how much you can borrow, and help solve any issues that might come up along the way.

Experience is key. An inexperienced broker might miss vital details or misinterpret a lender’s policy, which could cost you your loan. A seasoned broker, however, knows the ins and outs of the system, understands how banks operate, and has the connections to keep things moving smoothly. At Ausfirst Lending Group, with over 50 years of combined experience and brokers who own properties themselves, we know exactly what it takes to get your loan approved.

But how do you find the right broker? Don’t just settle for the first one you find online. Check reviews on Google, Facebook, and Product Review to see what real clients are saying. Make sure the broker treats you as an individual and doesn’t offer a one-size-fits-all solution. They should explain things clearly and offer solutions tailored to your situation.

And don’t wait—start talking to a broker early. Getting guidance on how much you can borrow and resolving any financial issues ahead of time can save you from headaches later. The sooner you start, the smoother the process will be. Read More

Our Lenders

You Are Looked After By Someone Who Treats As His Own.

What Makes Ausfirst Lending Group Different?

Securing the right loan should be a personal journey, not a transaction. That's why when you choose us, you deal directly with Richard, the founder, who brings over 30 years of hands-on experience managing diverse loan projects across Queensland.

Unlike larger brokerages where you become just another file number, Richard personally oversees every client's loan process—whether you're purchasing your first home, refinancing, expanding your investment portfolio, or acquiring commercial equipment. His extensive industry knowledge ensures you receive tailored advice, a smooth application experience, and solutions that align with your long-term financial goals.

We’re not just mortgage brokers; we’re your trusted lending partners. With a commitment to transparency, accessibility, and genuine care.

In other words, you are not passed between departments—you are looked after by someone who treats your financial success as his own.

What Makes Ausfirst Lending Group Different?

Whether you're buying your first home, refinancing, or exploring loan options through a trust or SMSF, we’re here to guide you every step of the way. As your trusted Mortgage Broker on the Sunshine Coast, we offer personalised advice tailored to your needs.

Office Hours

Monday
9 AM - 5 PM
Tuesday
9 AM - 5 PM
Wednesday
9 AM - 5 PM
Thursday
9 AM - 5 PM
Friday
9 AM - 5 PM
Location: Suite 3/74 Bulcock St, Caloundra QLD 4551

Explore Other Loan Solutions We Offer

We provide a wide range of lending options designed to suit different property goals, financial situations, and investment strategies. Whatever your needs, our team is here to guide you to the right loan solution.

Home Ownership Loans

For buyers and homeowners managing their own property needs.

First Home Loans

Get started on your homeownership journey with our first home loan options, crafted to help you secure your dream home.

Second Home Loans

Finance your next property with ease using our second home loan options.
How to Release Home Equity in Australia for Property or Renovations

Home Equity Loan

Leverage the equity in your home to unlock funds for renovation, investment, or other financial needs.

Refinancing

Review and enhance your current mortgage terms with our refinancing options, designed to save you money.

Changing Home Loans

Adapt your mortgage to suit your changing life circumstances with ease.

Bridging Loans

Bridge the gap between buying and selling with short-term loan solutions.

Investment Loans

Investment Loans

Explore our investment loan solutions designed to help you build and grow your property portfolio.

SMSF Loans

Utilise your self-managed super fund to invest in property with our specialised SMSF loan options.

Trust Loans

Secure funding for your trust's investment needs with our trust loan solutions, tailored for optimal outcomes.

Sophisticated Investor

Unlock exclusive lending opportunities tailored for sophisticated investors ready to scale.

Rentvesting

Live where you love and invest where it counts with our rentvesting strategies.

Holiday Home Loans

Own your dream holiday retreat with our tailored holiday home loan solutions.

Property Improvement

Renovation Loans

Transform your property with renovation loans tailored for projects of any size.

Green Home Loans

Finance eco-friendly homes or upgrades with our green loan products.

Commercial & Construction Loans

Commercial Loans

Secure finance for your business property needs with our commercial loan options.

Construction Loans

Access funds in stages as construction progresses.

Specialised Loan Solutions

LMI Waived Loans

Save thousands by avoiding Lenders Mortgage Insurance with our waived options and find out about our unique loan strategies.

Low-Deposit Home Loans

Tailored for self-employed professionals and business owners who may not have traditional income verification.

100% Offset Home Loans

Take advantage of a 100% Offset Home Loan to minimise the interest you pay by linking your savings directly to your mortgage.

Family Guarantee Home Loans

With a Family Guarantee Home Loan, your parents or close family members can help you enter the property market by using their home equity as security.

Tailored Loan Solutions for Professionals Across All Industries

We provide tailored lending options for healthcare workers, educators, tradespeople, legal professionals, and business owners—designed to suit the way you earn and work.

Specialised Loan Solutions

LMI Waived Loans For Medical & Healthcare Professionals

At Ausfirst Lending Group, we understand that medical and healthcare professionals need more than just a loan—they need a lending partner who appreciates their unique journey. Whether you're a doctor, nurse, dentist, or allied health specialist, we provide tailored home loan solutions with personal guidance, LMI waivers, and flexible options that fit your career and lifestyle. With Richard’s 30+ years of hands-on broking experience, we ensure your loan process is managed with care, transparency, and expertise from start to finish

Home Loans for Doctors

Designed to accommodate complex income structures like private practice, hospital rosters, and ABNs.

Home Loans for Nurses

Flexible loan terms aligned with shift work schedules and frontline service benefits.

Home Loans For Chiropractor

Mortgage options that recognise the cash flow patterns of clinic-based professionals.

Home Loans For Dentists

Lending solutions tailored for high-earning professionals with private practice considerations.

Home Loans For Optometrists

Customised loans for optometrists balancing practice ownership and salaried roles.

Home Loans For Pharmacists

Designed to support pharmacists navigating retail, hospital, or business ownership income structures.

Home Loans For Physiotherapists

Tailored lending for physiotherapists in private clinics or mobile practices.

Home Loans For Psychologists

Loan programs suited to private practice psychologists and those in multidisciplinary clinics.

Education Professionals

Educators play a vital role in shaping future generations, and we’re here to ensure their home loan journey is just as rewarding. Whether you're a school teacher, early childhood educator, university lecturer, or support staff member, we offer home loan solutions designed to recognise your dedication to the community. From exclusive lending benefits to flexible loan structures, we simplify the process so you can focus on what you do best—teaching and supporting others.

Home Loans for Teachers

Mortgage solutions that support educators with steady incomes and eligibility for LMI waivers.

Law Enforcement & Legal Professionals

For those who serve and protect—whether in law enforcement, emergency services, legal professions, or defence—navigating the home loan process should be as straightforward as possible. We offer tailored mortgage solutions that acknowledge the unique demands of your profession, providing structured lending benefits, flexible options, and personalised support.

From police officers and firefighters to lawyers and defence personnel, we’re here to simplify your path to homeownership with solutions designed around your service.

Home Loans for Lawyers

Structured home loans for legal professionals with scalable borrowing capacity as careers progress.

Home Loans for Police Officers

Reliable mortgage options designed for law enforcement with steady service incomes and allowances.

Profession-Specific Home Loan Services

Home Loans for Tradies

Flexible lending for self-employed tradies with fluctuating incomes and contractor work history.

Self Employed Loans

Flexible lending tailored to business owners and freelancers with variable documented income.

Home Loans For Accountants

Structured loan solutions designed for accountants with layered income sources and business deductions.

Engineers

Lending options structured for engineers with contract-based or salaried employment structures..

Our Service Process

Understand

We begin by understanding your unique goals and needs through an initial consultation (via phone, Zoom, or in person).

Gather

We gather key information to validate your financial situation and lay the foundation for the right loan strategy.

Analyse & Plan

We carefully review your options and craft a lending strategy tailored to your specific needs and objectives.

Apply

We prepare and submit your application to the lender, ensuring everything is in order.

Finalise

We manage the settlement process, keeping you informed every step of the way and making sure everything proceeds seamlessly.

Support

We provide continuous support and review, offering updated loan options as your needs evolve over time.

Frequently Asked Questions (FAQs)

Mortgage brokers give you access to many different lenders and loan options, which means more choices than going to a single bank. They find the best loan for you, often securing better rates and saving you time by doing all the hard work.

We start with an initial chat to understand your needs, compare loans from 40+ lenders, help with your application, and guide you through settlement.

Brisbane’s mortgage brokers take care of the complex paperwork, compare multiple lenders for you, and liaise with solicitors and real estate agents. This saves you time and cuts down the stress of managing the loan process.

Unlike others, we’re not just about getting you a loan—we offer ongoing support, including regular rate reviews, and always act in your best interest.

It's easy! Just contact us through our website or give us a call to book your free consultation.

No problem! We can still compare your options to make sure you're getting the best deal possible

Pre-approvals can take anywhere from a few days to a week, depending on your situation.

Don’t worry. We’ll work quickly to secure your finances and make sure everything goes smoothly.

Our service is free for clients. Lenders pay us a commission, so you don’t have to worry about extra fees.

Brokers can connect you to more lenders, giving you more choices than if you went to just one bank.

Fees, flexibility, and loan features are equally important in finding the right loan for you.

The full process can take 2-4 weeks from application to approval, but it can vary based on your situation.

Start your

journey

Memberships

Business Information

At Ausfirst Lending Group, our team of experienced finance brokers in Caloundra Queensland, is dedicated to providing personalised lending strategies that align with your financial goals. With over 50 years of combined expertise, we deliver transparent and stress-free loan solutions, ensuring that your journey towards financial security is both smooth and efficient. Trust in our collective knowledge to guide you every step of the way.