As Australians become more conscious of their carbon footprint and rising energy costs, many are turning to green home loans to finance energy-efficient home upgrades or purchases. These loans reward sustainability by offering lower interest rates, rebates, and other financial incentives that help save money while reducing environmental impact. Whether you’re looking to install solar panels, upgrade to a solar hot water system, or improve your home’s star rating system, choosing the right clean energy home loan can make a significant difference.
At Ausfirst Lending Mortgage Brokers, we specialise in helping homeowners and owner-occupiers secure the most competitive rate for their energy-efficient home projects. With access to various lenders, including Commonwealth Bank, Bank Australia, and Gateway Bank, we ensure your loan application meets eligibility criteria for discounted interest rates and green upgrades. Whether you need a fixed-rate loan for new construction or a variable-rate option for existing homes, our expert mortgage brokers provide tailored solutions aligned with your financial goals.
Take the next step towards an eco-friendly, cost-saving future. Enquire today! Let us help you secure a green loan that fits your financial situation while contributing to net zero emissions.
Green home loans are specialised financing options designed to support environmentally conscious homeowners. The primary goal of these home loans is to reduce the environmental impact of residential properties while providing financial benefits to the homeowner.
A green loan can be used to finance new eco-friendly constructions, retrofit existing homes with energy-efficient upgrades, or install energy-saving systems such as solar panels. You can also use it to purchase an energy-efficient home. Depending on your needs, you can choose between fixed rate loans, premium package home loans, or other financing options.
A clean energy home loan offers several benefits, providing substantial value both to you as a homeowner and to the environment.
By financing energy-efficient homes and sustainable projects, you can substantially lower your carbon footprint and contribute to a greener planet. Green homes consume less energy, utilise sustainable materials, and often generate their own renewable energy, such as solar power, which helps lower greenhouse gas emissions.
Many lenders offer reduced interest rates for green home loans, reflecting the reduced risk associated with energy-efficient homes that are typically cheaper to run and maintain. Additionally, you may qualify for various government rebates and incentives, which can further lower the overall cost of your green home improvements.
Energy-efficient homes are designed to minimise energy consumption, helping you save a considerable amount on monthly energy bills over time. Features like enhanced insulation, high-efficiency windows, and energy-smart systems contribute to these savings.
Green homes often use non-toxic materials and advanced ventilation systems, reducing your exposure to harmful chemicals and improving indoor air quality. Enhanced insulation and energy-efficient features also maintain consistent indoor temperatures, contributing to a healthier and more comfortable living environment.
As demand for eco-friendly homes grows, properties with sustainable features are becoming more valuable. This growing demand means that investing in energy-efficient upgrades not only benefits you while you live in the home but also provides a strong return on investment when it comes time to sell.
To qualify for a green loan, the following criteria must be met:
Applying for a green loan involves a series of steps to ensure a smoother application experience:
At Ausfirst Lending Group, we believe your home loan should reflect your values. Our green home loans are designed to support sustainable living, whether you’re buying, building, or upgrading a property to be more energy-efficient.
Choosing Ausfirst Lending means partnering with a team that understands both your financial goals and your desire to live more sustainably.
We prioritise your goals, offering support from application to approval with expert advice and a genuine commitment to your success.
Our service is free to you—lenders pay us. We maintain complete transparency throughout the process, so you’re never caught off guard.
We evaluate a broad range of lenders and products to find one that aligns with your green goals and financial circumstances.
With deep knowledge of the Brisbane market, our mortgage brokers in Brisbane provide location-specific insights and may unlock special benefits to support your eco-conscious property journey.
Ausfirst Lending Group is proud to be recognised as a finalist in the 2024 Sunshine Coast Business Awards under the Professional Services category, showcasing our commitment to excellence and dedication to serving the community with integrity and expertise.
Securing the right loan should be a personal journey, not a transaction. That's why when you choose us, you deal directly with Richard, the founder, who brings over 30 years of hands-on experience managing diverse loan projects across Queensland.
Unlike larger brokerages where you become just another file number, Richard personally oversees every client's loan process—whether you're purchasing your first home, refinancing, expanding your investment portfolio, or acquiring commercial equipment. His extensive industry knowledge ensures you receive tailored advice, a smooth application experience, and solutions that align with your long-term financial goals.
We’re not just mortgage brokers; we’re your trusted lending partners. With a commitment to transparency, accessibility, and genuine care.
In other words, you are not passed between departments—you are looked after by someone who treats your financial success as his own.
Speak to Richard Today →Whether you're buying your first home, refinancing, or exploring loan options through a trust or SMSF, we’re here to guide you every step of the way. As your trusted Mortgage Broker on the Sunshine Coast, we offer personalised advice tailored to your needs.
Location: Suite 3/74 Bulcock St, Caloundra QLD 4551
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We provide a wide range of lending options designed to suit different property goals, financial situations, and investment strategies. Whatever your needs, our team is here to guide you to the right loan solution.
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Leverage Family SupportWe provide tailored lending options for healthcare workers, educators, tradespeople, legal professionals, and business owners—designed to suit the way you earn and work.
At Ausfirst Lending Group, we understand that medical and healthcare professionals need more than just a loan—they need a lending partner who appreciates their unique journey. Whether you're a doctor, nurse, dentist, or allied health specialist, we provide tailored home loan solutions with personal guidance, LMI waivers, and flexible options that fit your career and lifestyle. With Richard’s 30+ years of hands-on broking experience, we ensure your loan process is managed with care, transparency, and expertise from start to finish
Designed to accommodate complex income structures like private practice, hospital rosters, and ABNs.
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Loan programs suited to private practice psychologists and those in multidisciplinary clinics.
See Psychologist Lending BenefitsEducators play a vital role in shaping future generations, and we’re here to ensure their home loan journey is just as rewarding. Whether you're a school teacher, early childhood educator, university lecturer, or support staff member, we offer home loan solutions designed to recognise your dedication to the community. From exclusive lending benefits to flexible loan structures, we simplify the process so you can focus on what you do best—teaching and supporting others.
Mortgage solutions that support educators with steady incomes and eligibility for LMI waivers.
Discover Teacher ProgramsFor those who serve and protect—whether in law enforcement, emergency services, legal professions, or defence—navigating the home loan process should be as straightforward as possible. We offer tailored mortgage solutions that acknowledge the unique demands of your profession, providing structured lending benefits, flexible options, and personalised support.
From police officers and firefighters to lawyers and defence personnel, we’re here to simplify your path to homeownership with solutions designed around your service.
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Lending options structured for engineers with contract-based or salaried employment structures..
Loan Packages for EngineersWe begin by understanding your unique goals and needs through an initial consultation (via phone, Zoom, or in person).
We gather key information to validate your financial situation and lay the foundation for the right loan strategy.
We carefully review your options and craft a lending strategy tailored to your specific needs and objectives.
We prepare and submit your application to the lender, ensuring everything is in order.
We manage the settlement process, keeping you informed every step of the way and making sure everything proceeds seamlessly.
We provide continuous support and review, offering updated loan options as your needs evolve over time.
Green loans for homes typically have lower interest rates and more favourable loan-to-value ratios than standard home loans. They also offer additional incentives like rebates for energy-efficient upgrades. However, they require the property to meet stringent energy efficiency criteria, such as a minimum NatHERS rating or equivalent eco-certification.
The primary benefits of a green loan include reduced interest rates, potential savings on utility bills through lower energy consumption, a smaller carbon footprint, enhanced comfort due to improved insulation and ventilation, and potentially higher resale value owing to the home’s sustainable features.
While green home loans offer attractive benefits, potential drawbacks include stricter eligibility criteria, fewer participating lenders, and possibly higher initial costs to meet the required energy efficiency standards, which may include upgrades like solar panels or high-performance windows.
Green home loans generally offer both fixed and variable interest rate options, allowing borrowers to choose the rate structure that best suits their financial situation and goals.
We don’t just find you a loan that fits; we aim to get one that exceeds your expectations in terms of rates, options, and service.
We work with over 40 lenders, including big banks and non-bank lenders, giving you unparalleled mortgage choice—you have plenty of options to choose the most suitable home loan for you.
Our team is dedicated to guiding you throughout your homeownership journey, whether it’s securing your first home or an additional investment property. We provide ongoing support, including a 6-month review process to keep your loan competitive.
Every mortgage broker on our team has over 10 years of industry experience, ensuring expert advice every step of the way.
We tailor home loan solutions that prioritise your best interests, not the bank’s.
Our entire process is transparent and easy to understand, making the entire journey hassle-free.
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Ausfirst Lending Group Australian Credit Licence Number: 387366 | ABN: 68 845 798 048
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