Deciding between residential and commercial property in your SMSF can shape both your cash flow and long-term retirement strategy. This guide breaks down the pros and cons of each — from tax treatment and tenant rules to growth potential and yields — so you can make an informed choice for your fund.
Using your SMSF to buy your own office or warehouse can turn business rent into long-term retirement savings. This guide explains how the strategy works, covering related party rules, lease requirements, and tax benefits, so you can understand the opportunities and compliance steps involved.
Buying off-the-plan through an SMSF can offer opportunities, but it also brings unique risks. This guide explores valuation challenges, deposit rules, and lender restrictions so trustees can make informed decisions and plan with confidence.
Using your SMSF to invest in property is a structured process, but it doesn’t have to be overwhelming. This guide outlines each step clearly — from setting up your fund to managing the property — so you can move forward with confidence and stay compliant along the way.
Thinking about using gearing inside your SMSF? This guide breaks down how SMSF gearing works, the potential benefits for growing your retirement wealth, and the risks you’ll need to manage. From borrowing rules and tax advantages to practical strategies and compliance essentials, discover how to use leverage wisely to maximise long-term returns in your super fund.
Navigating SMSF property renovations can be tricky, with strict ATO rules on what’s allowed and what isn’t. This guide breaks down the key differences between repairs and improvements, borrowing restrictions, and compliance obligations so trustees can plan renovations confidently without risking penalties.
Managing an SMSF loan doesn’t have to feel overwhelming. With the right repayment strategy, you can use rental income and member contributions to pay down debt faster while keeping your fund compliant and financially stable. This guide walks you through practical ways to reduce interest, boost cash flow, and balance repayments with liquidity so your SMSF can grow stronger for the future.
