Latest ATO Rulings Affecting SMSF Property Loans
The ATO has sharpened its focus on SMSF property loans, emphasising compliance for LRBAs. Understand the latest guidance on NALI, arm’s-length terms, and documentation requirements.
SMSF Borrowing Capacity: How Rates and Inflation Influence Your Loan
See how interest rates, inflation, and changing lender policies can affect SMSF borrowing capacity. This guide explains what lenders assess and how trustees may prepare their fund in shifting economic conditions.
Selling SMSF Property: A Practical Guide to CGT, Compliance, and Lender Requirements
Selling SMSF property involves managing tax, compliance, and lender discharge processes, especially with an LRBA. Proper documentation and planning can help avoid audit delays.
SMSF Property Insurance: What Trustees Need to Know
SMSF property insurance can help manage cash flow, reduce risk, and support lender expectations. This guide explains how landlord, life, TPD, and income protection cover may strengthen your SMSF property strategy.
SMSF Succession Planning: What Happens if a Trustee Loses Capacity or Passes Away?
This guide explains what happens when an SMSF trustee becomes incapacitated or passes away. Learn how replacement rules, nominations, and lender requirements work so your fund can stay compliant and operate smoothly during major life events.
Transitioning an SMSF Property Loan to Pension Phase
Transitioning an SMSF property loan to pension phase involves managing compliance, cash flow, and lender expectations. Learn the key steps trustees typically take for a sustainable retirement.
SMSF Property Development Rules and Risks Explained
A clear guide to SMSF property development in Australia. Learn the rules, risks, borrowing limits, and joint venture requirements so you can assess whether a project may fit your fund’s goals safely.
SMSF Loan Refinancing: When It Makes Sense and How to Do It Right
Find out when refinancing your SMSF loan could make sense, how to prepare, and what lenders consider. A clear, practical guide to help Australian trustees plan their next move with confidence.
SMSF Risk Management: Protecting Your Fund from a Property Market Downturn
Learn how to protect your SMSF from property market downturns with practical tips on diversification, loan structuring, and liquidity planning to keep your fund stable.
Interest-Only vs Principal-and-Interest SMSF Loans: What’s Best for Your Fund?
Compare interest-only vs principal-and-interest SMSF loans and see how repayment choices can shape your fund’s cash flow, equity growth, and compliance. Learn what may work best for your long-term SMSF strategy.