Discover how Ausfirst Lending has helped Australians achieve their financial goals with personalised service and genuine care
How we helped an expat family navigate Australia's lending landscape and secure a home loan with ongoing proactive rate management.
How our team approach and ongoing care helped a couple navigate multiple loans with confidence and peace of mind.
At Ausfirst Lending, we believe lending should be personal, transparent, and built on trust. We're not just here to process your loan — we're here to understand your goals, simplify the complex, and walk alongside you every step of the way.
These stories showcase real experiences from real clients who've trusted us with their home loans, investment properties, refinancing, and more. See how our personalised approach and dedicated team make all the difference.
We take time to understand your unique situation, goals, and lifestyle to find solutions that truly fit.
We don't wait for you to call — we actively monitor rates and opportunities to save you money.
You're not just working with one person — our entire team is committed to your success.
From settlement to 6-month check-ins and beyond, we're here for the long haul.
Access to a wide range of lenders and products means better options for you.
We handle the complexity so you can focus on what matters most to you.
Our lending solutions are tailored to fit a variety of property goals, financial profiles, and investment strategies. No matter your needs, we’ll help you find the right loan.
For buyers and homeowners managing their own property needs.
Get started on your homeownership journey with our first home loan options, crafted to help you secure your dream home.
Start Your First Home Journey
Finance your next property with ease using our second home loan options.
Finance Your Next Property
Leverage the equity in your home to unlock funds for renovation, investment, or other financial needs.
Use Equity
Review and enhance your current mortgage terms with our refinancing options, designed to save you money.
Refinance and Save
Adapt your mortgage to suit your changing life circumstances with ease.
Adjust Your Loan Terms
Bridge the gap between buying and selling with short-term loan solutions.
Bridge Your Finance Gap
Explore our investment loan solutions designed to help you build and grow your property portfolio.
Start Investing Now
Utilise your self-managed super fund to invest in property with our specialised SMSF loan options.
Use SMSF to Invest
Secure funding for your trust's investment needs with our trust loan solutions, tailored for optimal outcomes.
Finance with Trust Structure
Unlock exclusive lending opportunities tailored for sophisticated investors ready to scale.
Access Advanced Lending
Live where you love and invest where it counts with our rentvesting strategies.
Learn About Rentvesting
Own your dream holiday retreat with our tailored holiday home loan solutions.
Buy a Holiday Home
Transform your property with renovation loans tailored for projects of any size.
Upgrade Your Home
Finance eco-friendly homes or upgrades with our green loan products.
Go Green with Financing
Secure finance for your business property needs with our commercial loan options.
Finance Your Business
Save thousands by avoiding Lenders Mortgage Insurance with our waived options and find out about our unique loan strategies.
See If You Qualify
Tailored for self-employed professionals and business owners who may not have traditional income verification.
Simplified Documentation Loans
Take advantage of a 100% Offset Home Loan to minimise the interest you pay by linking your savings directly to your mortgage.
Reduce Interest
With a Family Guarantee Home Loan, your parents or close family members can help you enter the property market by using their home equity as security.
Leverage Family SupportWe offer lending options specifically designed for healthcare professionals, educators, skilled trades, legal experts, and business owners—tailored to match your income patterns and career needs.
At Ausfirst Lending Group, we recognise that medical and healthcare workers require more than just a standard loan—they need a broker who understands their profession's demands. Whether you're a doctor, nurse, dentist, or allied health provider, we offer home loan solutions with personalised service, LMI waivers, and flexible lending structures suited to your career path. With Richard’s 30+ years of direct broking experience, you’ll benefit from a smooth, transparent, and expertly managed loan journey.
Designed to accommodate complex income structures like private practice, hospital rosters, and ABNs.
Get Doctor-Specific Rates
Flexible loan terms aligned with shift work schedules and frontline service benefits.
Explore Nurse Options
Mortgage options that recognise the cash flow patterns of clinic-based professionals.
Chiropractic Lending Solutions
Lending solutions tailored for high-earning professionals with private practice considerations.
Tailored Loans for Dentists
Customised loans for optometrists balancing practice ownership and salaried roles.
Explore Optometrist Packages
Designed to support pharmacists navigating retail, hospital, or business ownership income structures.
Mortgage Options for Pharmacists
Tailored lending for physiotherapists in private clinics or mobile practices.
Loans Designed for Physio
Loan programs suited to private practice psychologists and those in multidisciplinary clinics.
See Psychologist Lending BenefitsEducators are at the heart of shaping future generations, and we’re committed to making their path to homeownership straightforward and rewarding. Whether you're a school teacher, childcare educator, university academic, or support staff member, we offer mortgage solutions that honour your contribution to the community. With tailored lending benefits and flexible loan terms, we simplify the process so you can focus on what you do best—educating and guiding others.
Mortgage solutions that support educators with steady incomes and eligibility for LMI waivers.
Discover Teacher ProgramsWhether you work in law enforcement, legal services, emergency response, or defence, your role comes with unique responsibilities—and your home loan should reflect that. We offer mortgage solutions tailored to the demands of your profession, with flexible terms, dedicated support, and benefits that recognise your service.
From police officers and firefighters to lawyers and military personnel, we simplify the lending process to help you secure a home with confidence and clarity.
Structured home loans for legal professionals with scalable borrowing capacity as careers progress.
See Legal Lending Benefits
Reliable mortgage options designed for law enforcement with steady service incomes and allowances.
Secure Police Offers
Flexible lending for self-employed tradies with fluctuating incomes and contractor work history.
See Tradie Home Loans
Flexible lending tailored to business owners and freelancers with variable documented income.
Apply as Self-Employed
Structured loan solutions designed for accountants with layered income sources and business deductions.
See Accountant Lending Solutions
Lending options structured for engineers with contract-based or salaried employment structures..
Loan Packages for EngineersWe begin by understanding your unique goals and needs through an initial consultation (via phone, Zoom, or in person).
We gather key information to validate your financial situation and lay the foundation for the right loan strategy.
We carefully review your options and craft a lending strategy tailored to your specific needs and objectives.
We prepare and submit your application to the lender, ensuring everything is in order.
We manage the settlement process, keeping you informed every step of the way and making sure everything proceeds seamlessly.
We provide continuous support and review, offering updated loan options as your needs evolve over time.
Join the Australians who've discovered what personalised lending really means. Let's have a conversation about your goals and how we can help you achieve them.
