We are dedicated to supporting you every step of the way.
At Ausfirst Lending Group, we believe in making a lasting impact by supporting Australians in achieving homeownership while fostering sustainable and responsible lending practices.
With over 50 years of accumulated knowledge and lending experience, we are passionate about delivering exceptional service and crafting personalised lending strategies to help our clients fund their goals and dreams. Our advice-centric approach focuses on listening, understanding your unique needs, and empowering you to borrow with confidence.
We recognise the stress that can come with property purchases, and we are committed to taking those pressures away by keeping you up to date with every step of the loan, from initial assessment to post-settlement.
We look forward to getting to know you better and providing you with honest, transparent, and personalised advice so you can achieve your dreams.
We begin by understanding your unique goals and needs through an initial consultation (via phone, Zoom, or in person).
We gather key information to validate your financial situation and lay the foundation for the right loan strategy.
We carefully review your options and craft a lending strategy tailored to your specific needs and objectives.
We prepare and submit your application to the lender, ensuring everything is in order.
We manage the settlement process, keeping you informed every step of the way and making sure everything proceeds seamlessly.
We provide continuous support and review, offering updated loan options as your needs evolve over time.
What Does Sustainability Mean for Mortgage Brokers?
Sustainability in mortgage broking goes beyond environmental considerations—it’s about creating lasting positive impacts for customers, communities, and the housing market as a whole. At its core, sustainable mortgage broking means helping Australians secure home loans that support their long-term financial wellbeing while contributing to broader economic stability and housing accessibility.
Our Approach to Sustainable Lending Practices
We believe that true sustainability in mortgage broking encompasses three interconnected pillars:
Financial Sustainability Responsible lending starts with ensuring our customers can comfortably manage their mortgage repayments not just today, but throughout the life of their loan. We take the time to understand your complete financial picture, considering factors like future life changes, interest rate fluctuations, and long-term goals. Our aim is to help you avoid financial stress and build equity steadily, creating a foundation for lasting financial security.
Housing Accessibility Australia faces ongoing challenges with housing affordability. As mortgage brokers, we’re committed to expanding pathways to homeownership by connecting customers with diverse lending solutions, including first home buyer programs, low-deposit options, and specialist lenders who understand unique circumstances. We work to ensure that more Australians can achieve the dream of homeownership without compromising their financial stability.
Environmental Responsibility The homes we help finance have environmental footprints that extend for decades. We actively support customers interested in energy-efficient properties and green home loans that reward sustainable building features. By connecting borrowers with lenders who offer favorable terms for environmentally responsible homes—such as those with solar panels, high energy ratings, or water-efficient systems—we help reduce the long-term environmental impact of housing while lowering utility costs for homeowners.
Promoting Energy-Efficient Housing
Energy-efficient homes benefit both homeowners and the environment. Properties with strong sustainability credentials often feature:
Many lenders now recognize these features, offering green home loans with benefits like reduced interest rates, cashback incentives, or higher borrowing capacity. We can help you identify these opportunities and understand how investing in an energy-efficient home can lead to long-term savings on energy bills while reducing your carbon footprint.
Supporting Sustainable Housing Developments
We partner with lenders who support sustainable housing developments and master-planned communities designed with environmental considerations in mind. These developments often feature shared green spaces, renewable energy infrastructure, and efficient public transport access—all factors that contribute to more sustainable living.
Ethical and Transparent Business Practices
Sustainability also means operating with integrity. We maintain transparent communication throughout the lending process, ensuring you understand all terms, costs, and obligations. Our broker fees are clearly disclosed, and we prioritize your interests above all else, adhering to strict industry standards and our own ethical guidelines.
Long-Term Customer Relationships
Sustainable business practices mean building lasting relationships, not just completing transactions. We provide ongoing support beyond settlement, regularly reviewing your loan to ensure it continues to meet your needs as circumstances change. This long-term approach helps you optimize your mortgage throughout its lifetime and adapt to life’s changes with confidence.
Education and Empowerment
We believe informed customers make better financial decisions. That’s why we take time to educate you about your options, explain complex lending concepts in plain language, and empower you to understand the full implications of your mortgage choices. This educational approach contributes to better financial literacy across the Australian community.
Contributing to Economic Stability
Responsible lending practices contribute to a more stable housing market and broader economy. By carefully assessing loan suitability and avoiding over-commitment, we help prevent the financial distress that can ripple through communities and impact economic stability. Our commitment to sustainable lending practices benefits not just individual customers but the entire financial ecosystem.
Looking Forward
As the mortgage industry evolves, we remain committed to advancing sustainable practices that benefit our customers, communities, and the environment. Whether you’re a first home buyer, looking to upgrade to a more energy-efficient property, or refinancing to better align with your values, we’re here to help you make choices that support both your financial goals and a sustainable future.