Terms & Conditions

To be eligible for the promotion, the customer must be a new client to AUS First Lending. A new client is defined as an individual who has not previously lodged a loan application either as a primary or secondary applicant or guarantor through AUS First Lending ABN  68 845 798 048.

For the referrer to be eligible for the promotion, the referrer must be an existing client of AUS First Lending. An existing client is defined as an individual who has previously lodged a loan application either as a primary or secondary applicant or guarantor through AUS First Lending ABN 68 845 798 048. 

The customer must notify AUS First Lending of their referrer’s details via the ‘How did you hear about us’ field on the AUS First Lending enquiry form or via email/phone at the first interaction with AUS First Lending.

Promotion is subject to settlement of a property loan including home loan, investment property loan, business loan, SMSF borrowings, or commercial property loans through AUS First Lending. Top-ups or variations on existing loans, bridging loans, car loans, asset finance, and personal loans are not included in the promotion.

Minimum loan amount is $600,000.

Limit one (1) promotion per mortgage application regardless of the number of applicants or referrals.

Gift card value is dependent on the total loan amount including all loan splits:

  • Loans between $600,000 and $899,999

    • $100 Visa or Mastercard Gift Card for loans between $600,000 and $899,999 for the mortgage applicant.
    • $100 Visa or Mastercard Gift Card for loans between $600,000 and $899,999 for the referrer.
  • Loans above $900,000

    • $250 Visa or Mastercard Gift Card for loans above $900,000 for the mortgage applicant.
    • $250 Visa or Mastercard Gift Card for loans above $900,000 for the referrer.

Gift cards will be emailed or posted via express post to the primary applicant within 30 days of settlement. AUS First Lending does not take responsibility for the delivery of the gift card. If registered post is requested by the recipient, costs for registered post via Australia Post will be at the recipient’s cost.

Applicants must be new customers of AUS First Lending. Existing clients are not eligible for this promotion.

Promotion ends at 5pm on 31 December 2024. To qualify, the enquiry to AUS First Lending must be made prior to the promotion end date. Settlement date can extend beyond the promotion end date.

The mortgage broker services of AUS First Lending are free of charge as we are remunerated by the lender once the loan reaches settlement. Lender fees and charges may apply.

Credit Representative Number 414391 is authorised under Australian Credit Licence Number  387366.

This promotion cannot be used in conjunction with any other promotion.

AUS First Lending reserves the right to vary the Terms and Conditions of the promotion at any stage.

AUS First Lending reserves the right to verify the eligibility of all participants and may request additional information or documentation to confirm eligibility. Failure to provide the requested information may result in disqualification from the promotion. Any fraudulent activity or abuse of this promotion will result in immediate disqualification and potential legal action. AUS First Lending reserves the right to disqualify any participant suspected of engaging in fraudulent activities or attempting to exploit the promotion.

AUS First Lending reserves the right to modify, suspend, or terminate this promotion at any time without prior notice. Any changes will be communicated via AUS First Lending’s website or other appropriate channels.

AUS First Lending is not responsible for any delays, losses, or damages during the delivery of the gift card. It is the recipient’s responsibility to ensure accurate delivery details are provided. If registered post is requested by the recipient, costs for registered post via Australia Post will be at the recipient’s expense.

This promotion is subject to all applicable laws and regulations. By participating in this promotion, customers agree to comply with these terms and conditions and any applicable laws.

Any disputes arising from or in connection with this promotion shall be resolved through good faith negotiations. If a resolution cannot be reached, the dispute may be referred to mediation or arbitration as deemed appropriate by AUS First Lending.