Asset finance: how the structure of the loan can dramatically impact the interest rate you pay
February 3, 2026
A lot of people assume we only deal with home loans, investment loans, and superannuation. And while those are a
A lot of people assume we only deal with home loans, investment loans, and superannuation. And while those are a
A bridging loan is essentially a temporary loan designed to help you transition from one property to another. Think of
Buying your next home before selling can work in some situations, but it requires careful planning. This guide explains bridging finance, peak debt, cash flow risks, and how lenders typically assess these scenarios in Australia.
Put simply, equity is the difference between what you owe on your property and what it’s worth. It’s the portion
Setting up a Self-Managed Super Fund can be an exciting step towards taking control of your retirement savings. But here’s
A practical guide to using home equity to upgrade your home. Learn how lenders value property, calculate usable equity, and assess renovations or upgrade plans, including serviceability, credit, and documentation requirements.
Learn how interest rates, rental markets, valuations and lender policies may influence SMSF property strategies in 2025–2026. This guide explains the key factors trustees usually consider when planning ahead.
Higher super contribution caps could change how SMSFs build deposits and service loans. Read our guide on the new rules and what they may mean for property lending assessments.
The ATO has sharpened its focus on SMSF property loans, emphasising compliance for LRBAs. Understand the latest guidance on NALI, arm’s-length terms, and documentation requirements.
See how interest rates, inflation, and changing lender policies can affect SMSF borrowing capacity. This guide explains what lenders assess and how trustees may prepare their fund in shifting economic conditions.
A clear guide to repricing versus refinancing your home loan in Australia, including lender assessment, serviceability rules, costs, and when each option may be more suitable under current lending standards.
A practical guide to how deposit bonds work in Australia. Learn when sellers may accept them, typical costs and risks, and how lenders usually assess deposit bonds as part of a home loan application.
Buying your next home before selling can work in some situations, but it requires careful planning. This guide explains bridging finance, peak debt, cash flow risks, and how lenders typically assess these scenarios in Australia.