Higher super contribution caps could change how SMSFs build deposits and service loans. Read our guide on the new rules and what they may mean for property lending assessments.
The ATO has sharpened its focus on SMSF property loans, emphasising compliance for LRBAs. Understand the latest guidance on NALI, arm’s-length terms, and documentation requirements.
See how interest rates, inflation, and changing lender policies can affect SMSF borrowing capacity. This guide explains what lenders assess and how trustees may prepare their fund in shifting economic conditions.
Selling SMSF property involves managing tax, compliance, and lender discharge processes, especially with an LRBA. Proper documentation and planning can help avoid audit delays.
SMSF property insurance can help manage cash flow, reduce risk, and support lender expectations. This guide explains how landlord, life, TPD, and income protection cover may strengthen your SMSF property strategy.
A clear guide to repricing versus refinancing your home loan in Australia, including lender assessment, serviceability rules, costs, and when each option may be more suitable under current lending standards.
A practical guide to how deposit bonds work in Australia. Learn when sellers may accept them, typical costs and risks, and how lenders usually assess deposit bonds as part of a home loan application.
Buying your next home before selling can work in some situations, but it requires careful planning. This guide explains bridging finance, peak debt, cash flow risks, and how lenders typically assess these scenarios in Australia.
