Transitioning an SMSF property loan to pension phase involves managing compliance, cash flow, and lender expectations. Learn the key steps trustees typically take for a sustainable retirement.
A clear guide to SMSF property development in Australia. Learn the rules, risks, borrowing limits, and joint venture requirements so you can assess whether a project may fit your fund’s goals safely.
Find out when refinancing your SMSF loan could make sense, how to prepare, and what lenders consider. A clear, practical guide to help Australian trustees plan their next move with confidence.
Learn how to protect your SMSF from property market downturns with practical tips on diversification, loan structuring, and liquidity planning to keep your fund stable.
Compare interest-only vs principal-and-interest SMSF loans and see how repayment choices can shape your fund’s cash flow, equity growth, and compliance. Learn what may work best for your long-term SMSF strategy.
8 min read Self-managed super fund property investment has become one of the most talked-about wealth creation strategies in Australia.
Thinking about using gearing inside your SMSF? This guide breaks down how SMSF gearing works, the potential benefits for growing your retirement wealth, and the risks you’ll need to manage. From borrowing rules and tax advantages to practical strategies and compliance essentials, discover how to use leverage wisely to maximise long-term returns in your super fund.
Navigating SMSF property renovations can be tricky, with strict ATO rules on what’s allowed and what isn’t. This guide breaks down the key differences between repairs and improvements, borrowing restrictions, and compliance obligations so trustees can plan renovations confidently without risking penalties.
Managing an SMSF loan doesn’t have to feel overwhelming. With the right repayment strategy, you can use rental income and member contributions to pay down debt faster while keeping your fund compliant and financially stable. This guide walks you through practical ways to reduce interest, boost cash flow, and balance repayments with liquidity so your SMSF can grow stronger for the future.
Smart tax planning can make a big difference to your SMSF property investment. In this guide, we break down practical SMSF property tax strategies such as CGT discounts, pension phase planning, depreciation, and borrowing structures that help trustees reduce tax, stay compliant, and build stronger retirement wealth.
Buying a property in Australia does not always line up neatly with your savings timeline. You might have found the
Buying your next home before selling your current one can feel like a practical solution when the right property appears
There’s a common misconception that mortgage brokers just compare interest rates. While finding you a competitive rate is certainly part
