ASSET & GEAR
Equipment & Vehicle Finance
Finance utes, trailers, excavators and tools without tying up your cash — see asset finance and vehicle finance.
Home Loans for Master Builders
MASTER BUILDERS MEMBERS · QUEENSLAND
Home Loans & Asset Finance for Master Builders
As the new financial sponsor of Master Builders Queensland, Ausfirst Lending Group is proud to support members with tailored lending solutions that go far beyond traditional brokering. With over 30 years of experience, Richard works directly with Master Builders to secure competitive finance for home loans, commercial projects, and essential business assets.
Master Builder members are never treated like a number. Richard personally oversees every loan from home lending to asset and equipment finance, development funding, and commercial property acquisitions. His deep industry knowledge ensures fast turnarounds, lender negotiation power, and lending strategies aligned with the way builders and construction businesses operate.
We assist members with refinancing, rebates, ongoing loan reviews, and even complimentary property valuations. Whether you need asset finance for machinery, development funding, or a sharper rate on your home loan, Richard is your direct point of contact.In other words, Master Builder members are looked after by someone who treats your financial success as his own.
01
Home + Business, One Adviser
Your personal home loan and the business finance, structured under one roof.
02
40+ Lenders, Incl. Commercial
Banks, commercial and private lenders — matched to the job, not one menu.
03
We Speak Builder
Retentions, progress claims, asset finance and lumpy cashflow are our everyday.
ONE PICTURE, NOT THREE
One Broker for the Whole Building Business
Most builders end up with the home loan at one bank, equipment finance somewhere else and a commercial facility with a third — and no one looking at the whole picture. We bring it together. As part of our builder and tradie finance specialty, we structure your personal and business lending side by side, so one doesn’t quietly work against the other when it’s time to borrow.
Finance We Arrange for Master Builders
The finance a working building business actually needs — and the home loan behind it:
BUILDS
Construction & Spec-Build Finance
Funding structured around land, contracts and progress draws for the homes you build — construction finance for builders.
CASHFLOW
Working Capital
Bridge the wait between progress claims so wages and suppliers keep moving — cashflow lending.
COMMERCIAL
Commercial Property & Premises
Buy your yard, workshop or investment premises with commercial property loans, plus development and bank-guarantee support.
BUSINESS
Business & Low-Doc Loans
Fund growth, tax or equipment with a business loan or low-doc option when the paperwork isn’t ready.
YOUR HOME
A Home Loan That Reads Your Income
Buy or refinance your own home with a lender that understands builder income — home loans for tradies.
Why a Builder’s Finance Needs a Specialist
A building business throws up things a standard application isn’t built for. The four that matter most:
Income That Moves With the Job
Progress claims, retentions and seasonal work mean your income rarely lands as a flat monthly figure. We show lenders the real earning capacity behind the timing, rather than a snapshot that undersells a good year.
An Asset-Heavy Business
Utes, trailers, excavators and tools sit on your balance sheet and in your cashflow. Structured well, that equipment is a lever rather than a drag — see asset finance.
Director Income Tied to the Company
When you own the business, your personal borrowing capacity depends on how the company accounts are read. Add-backs and the right lender often lift what you can borrow for your own home.
Cashflow Between Claims
Waiting on a progress payment shouldn’t stall the next job. Cashflow lending bridges the gap so wages and suppliers stay covered.
How We Work
A simple, four-step process built around advice before commitment:
An Obligation-Free Conversation
We map your home and business finance and what each lender will accept — no cost, no pressure.
A Tailored Structure
We assess options from the panel — residential, commercial and private — and recommend the structure that fits the business.
We Handle the Application
We prepare and submit everything and liaise with the lenders, your accountant and your solicitor.
Settlement — and Beyond
We see it through and review your facilities as the business grows.
START WITH A CONVERSATION
Talk to a Builder-Finance Specialist
Whether it’s your next home, a piece of gear, working capital or a commercial deal, a quick, obligation-free chat is the best place to start. Tell us what the business is doing, and we’ll tell you how to structure it well.
Visit Our Caloundra Office
Prefer to talk in person? We’re based in the heart of Caloundra and happy to sit down with you for an obligation-free chat.
FIND US
Ausfirst Lending Group
Suite 3/74 Bulcock Street
Caloundra QLD 4551
Phone: (07) 3916 7070
Open Monday to Friday, and by appointment.
Last reviewed: July 2026.
Turning Big Plans Into Funded Projects
As the new financial sponsor of Master Builders Queensland, Ausfirst Lending Group is proud to support members with tailored lending solutions that go far beyond traditional brokering. With over 30 years of experience, Richard works directly with Master Builders to secure competitive finance for home loans, commercial projects, and essential business assets.
Master Builder members are never treated like a number. Richard personally oversees every loan—from home lending to asset and equipment finance, development funding, and commercial property acquisitions. His deep industry knowledge ensures fast turnarounds, lender negotiation power, and lending strategies aligned with the way builders and construction businesses operate.
We assist members with refinancing, rebates, ongoing loan reviews, and even complimentary property valuations. Whether you need asset finance for machinery, development funding, or a sharper rate on your home loan, Richard is your direct point of contact.
In other words, Master Builder members are looked after by someone who treats your financial success as his own.
Master Builder members are never treated like a number. Richard personally oversees every loan—from home lending to asset and equipment finance, development funding, and commercial property acquisitions. His deep industry knowledge ensures fast turnarounds, lender negotiation power, and lending strategies aligned with the way builders and construction businesses operate.
We assist members with refinancing, rebates, ongoing loan reviews, and even complimentary property valuations. Whether you need asset finance for machinery, development funding, or a sharper rate on your home loan, Richard is your direct point of contact.
In other words, Master Builder members are looked after by someone who treats your financial success as his own.
Finance Solutions for Master Builders Members
Whether you're building, growing, or investing, we provide lending options designed specifically for the needs of Master Builders Queensland members. From home loans to commercial and asset finance, we guide you every step of the way.
Commercial & Asset Finance for Builders
Commercial Property Loans
Finance for warehouses, offices, sheds, or investment commercial properties.
Construction & Development Funding
We assist with development loans, progress payments, and complex lending structures tailored for builders and developers.
Asset & Equipment Finance
Fast approvals for vehicles, machinery, tools, earthmoving equipment, and shopfitting assets.
Bank Guarantees
Secure project guarantees and performance bonds required for commercial and government work.
Private Commercial Lending
When projects fall outside traditional banking, we arrange private lending for time-sensitive or complex deals.
Our Service Process
Understand
We begin by understanding your unique goals and needs through an initial consultation (via phone, Zoom, or in person).
Gather
We gather key information to validate your financial situation and lay the foundation for the right loan strategy.
Analyse & Plan
We carefully review your options and craft a lending strategy tailored to your specific needs and objectives.
Apply
We prepare and submit your application to the lender, ensuring everything is in order.
Finalise
We manage the settlement process, keeping you informed every step of the way and making sure everything proceeds seamlessly.
Support
We provide continuous support and review, offering updated loan options as your needs evolve over time.
Quality
We don’t just find you a loan that fits; we aim to get one that exceeds your expectations in terms of rates, options, and service.
Choice
We work with over 40 lenders, including big banks and non-bank lenders, giving you unparalleled mortgage choice—you have plenty of options to choose the most suitable home loan for you.
Support
Our team is dedicated to guiding you throughout your homeownership journey, whether it’s securing your first home or an additional investment property. We provide ongoing support, including a 6-month review process to keep your loan competitive.
Experienced Brokers
Every mortgage broker on our team has over 10 years of industry experience, ensuring expert advice every step of the way.
Personalised Approach
We tailor home loan solutions that prioritise your best interests, not the bank’s.
Simple Process
Our entire process is transparent and easy to understand, making the entire journey hassle-free.
Our Lenders
FAQs on Home Loans for Master Builders
We help Master Builders Queensland members access a wide range of asset finance, including vehicles, utes, trucks, machinery, earthmoving equipment, tools, and technology. Whether you’re upgrading your fleet or investing in new equipment to take on larger projects, we structure finance that suits your cash flow, project timelines, and business structure.
Yes. We work with lenders that understand the building and construction industry to secure commercial term loans for Master Builders members. These loans can be used for working capital, business expansion, purchasing equipment, funding fit-outs, or consolidating existing business debt. We help you compare options, negotiate rates, and structure repayments in line with your business goals.
We assist Master Builders members with finance for a wide range of commercial properties, including offices, warehouses, sheds, workshops, and investment properties. Whether you’re buying premises to operate from or adding a commercial asset to your portfolio, we help you navigate lender requirements, serviceability, and loan structures to secure the right solution.
Development finance is specifically designed to fund construction and subdivision projects. For Master Builders members, we help arrange funding that can cover land acquisition, construction costs, and associated project expenses, often released in stages as works progress. We assist with feasibility, lender presentation, and structuring the deal, whether it’s a small townhouse project or a larger development.
Private commercial lending can be useful when a project doesn’t fit standard bank criteria, you need funds quickly, or your financials are more complex. For Master Builders members, this might include short-term funding, land banking, cash flow gaps, or projects with tighter timeframes. We work with private lenders to structure solutions that are transparent, fit-for-purpose, and aligned with your exit strategy.
Yes. Many building contracts require bank guarantees or performance bonds, and we help Master Builders members arrange these with appropriate lenders. We guide you through eligibility, costs, and security requirements so you can meet contract obligations and tender requirements without tying up unnecessary cash.
We assist Master Builders members with finance for shop fitting and commercial fit-outs, including joinery, fixtures, signage, and specialised equipment. Whether you’re fitting out a client’s retail space, office, or hospitality venue, we can help structure finance that aligns with the project timeline and payment schedule, reducing strain on your working capital.
